Stop Foreclosure Fast

For homeowners facing foreclosure due to missed mortgage payments, a fast cash sale can be your best option.

With iBuyHomes, you can:

Sell Your Home for Cash

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Why Speed Matters When You’re Facing Foreclosure

If financial hardship leads to missed payments, we can assist homeowners by stopping the foreclosure.

Acting fast is critical. Here’s why:

State foreclosure laws create tight deadlines you can’t ignore.
Fees and legal costs increase every month the loan is in default.
A public auction can severely damage your credit for up to seven years.

Selling for cash before the auction puts you in control of the outcome.

iBuyHomes: Two Decades of Stopping Foreclosures

Since 2001, iBuyHomes successfully guided over 2,000 homeowners away from foreclosure across the country. We work directly with your mortgage lender or servicer, obtain a payoff statement, and wire funds on closing day—often before the auction date is even set. Our A+ BBB rating, HUD-approved housing counselor partnerships, and zero-pressure approach protect you from foreclosure rescue scams that demand upfront fees.

How We Stop Foreclosure in 3 Easy Steps

No partial payments, no phone calls back and forth with the loan servicer—we handle every step and pay all standard closing costs.

Contact iBuyHomes or call our toll-free line.

Share your loan documents, auction date (if any), and payoff amount.

Receive a firm cash offer.

We calculate fair market value, subtract outstanding mortgage debt, and send a written agreement within minutes.

Pick a closing date before the lender’s deadline.

Our title company sends the lump-sum payoff directly to the mortgage company, stopping the foreclosure process and releasing the lien.

Our Foreclosure-Relief Guarantees

As-Is Purchase. No repairs or inspections are required—even if legal action has begun.
Zero Commissions or Upfront Fees. You keep every dollar of agreed equity; we pay title, escrow, and recording fees.
Written Agreement & Full Transparency. See exactly how we reach our purchase price and payoff figure.
Close in 5–14 Days. Faster than any loan modification or short-sale approval.
Credit Preservation. Because the mortgage is paid in full, the foreclosure entry is removed, and future lenders see a satisfied mortgage—not a forced sale.

Property Types We Buy to Prevent Foreclosure

Single-family homes (all sizes and conditions)
Condos, Townhomes & HOA-restricted properties
Multi-family (1–4 Units), even if tenants are behind on rent
VA-Backed Loans—we coordinate with Veterans Affairs deadlines
Probate or Inherited Properties with outstanding mortgage debt
Underwater Homes where the payoff exceeds fair market value (deed in lieu alternative)

Other Legitimate Ways to Avoid Foreclosure

Tip: Always consult a HUD-approved counselor or private attorney before signing documents, and avoid foreclosure prevention scams that ask for large upfront fees.

Option	How It Works	Pros	Cons
Loan Modification	The lender agrees to lower the interest rate or extend terms.	Keeps you in the home.	Lengthy approval, strict income review.
Repayment Plan	The fixed amount is added to future payments to catch up.	No legal action if the plan is honored.	Higher monthly payments may strain the budget.
Forbearance	The loan servicer pauses or reduces payments for a set period.	Temporary relief after hardship.	Lump sum or repayment plan due afterward.
Short Sale	Home sold for less than mortgage balance with lender approval.	Avoids foreclosure entry on credit.	Takes 60–120+ days; the lender controls the sale price.
Deed in Lieu	The voluntary transfer of the deed to the lender.	Ends debt without auction.	You lose the home and any equity; the lender may still pursue a deficiency.
Cash Sale to iBuyHomes	We pay off the mortgage and buy the home as-is.	Fastest, certain, no lender approval required.	You move out after closing.

How to Spot Foreclosure Rescue Scams

Demands for wire transfers or hefty fees before service
Promises to “guarantee loan modification” without lender involvement
Requests to sign over the deed while staying as a renter
Pressure tactics and threats if you ask for time to review with a legal advisor

Report suspected scams to your state attorney general’s office or call HUD’s toll-free hotline (800-569-4287).

2025 Foreclosure Trends: Act Before Costs Pile Up

Waiting increases legal costs and negatively affects your credit. Prevent foreclosure by choosing the quickest solution available.

2025 Trend	Impact on Homeowners	iBuyHomes Advantage
Rising interest rates push adjustable mortgages higher	With larger monthly payments, more trouble making the full amount	All-cash payoff ends the adjustable mortgage cycle
Mortgage servicers accelerating legal action after 90 days	Less time to negotiate with lender or servicer	5-day closing beats accelerated timelines
Average foreclosure takes 18 months & adds $15k legal fees	Equity lost to attorney costs and late fees	Payoff stops fees on closing day

Our Sellers Recommend ibuyhomes to Friends and Family

Facing Foreclosure? Get Answers Fast

How can you stop my foreclosure case so quickly?

If you’re having trouble paying your mortgage loan, we act fast. We make a cash offer and can pay your lender in full in as few as five business days. This halts the foreclosure case before the auction and protects your mortgage rights.

Is selling for cash better than other foreclosure options?

When you contact your mortgage servicer, they might offer to delay payments, but this is often a slow and uncertain solution. Selling for cash is a definite way to resolve your financial problems without the long wait or uncertainty of listing with a real estate agent.

Are there any hidden fees or legal service costs?

No. Our service is low-cost for you—in fact, there are zero fees or commissions. While we aren’t a legal services provider, our core service has no optional expenses, making it a straightforward financial choice.

What about government relief programs from HUD?

Programs from the Department of Housing and Urban Development are valuable additional resources. However, these Urban Development HUD programs can be slow. A cash sale offers a certain and immediate solution if your auction date is near. We recommend you consult a financial counselor to review all options.

Can you help if my loan is more than the house is worth?

Yes. Even in this difficult financial situation, known as being “underwater,” we can often help by negotiating a short sale with your lender on your behalf.

How do I know you are a legitimate company?

It is wise to be cautious of the many for-profit companies in this field. We have an A+ BBB rating and have operated since 2001 under strict financial regulation to ensure consumer financial protection.

Ready to Stop Foreclosure Fast?

Call 866-989-1746 or fill out our quick form to receive your no-obligation cash offer within minutes and keep foreclosure off your record—the iBuyHomes way.